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TABLE 3.8-1  Quota Share by Area and Type of Persons
-------------------------------------------------------- ------------------------- -------------------------
                                                        |                         |  Initial     Year-end
                                                        |   QS Net        Percent |  Percent of  Percent of
Area    Type                Initial QS     Year-end QS  |   Change        Initial |  Area QS     Area QS
--------------------------------------------------------|-------------------------|-------------------------
                                                        |                         |
SE       Corporate            8,200,479       7,746,617 |     -453,862       -5.5 |     12.5      11.9
         Partnership          4,273,774       4,010,217 |     -263,557       -6.2 |      6.5       6.1
         Estates                236,934           5,077 |     -231,857      -97.9 |      0.4       0.0
         Individual          52,615,304      51,424,920 |   -1,190,384       -2.3 |     80.5      78.7
         One Owner Corp          26,271               0 |      -26,271     -100.0 |      0.0       0.0
         Crew                         0       2,165,931 |    2,165,931        0.0 |      0.0       3.3
        ------------------------------------------------|-------------------------|------------------------
         Total               65,352,762      65,352,762 |            0        0.0 |
        ------------------------------------------------|-------------------------|------------------------
WY       Corporate           20,656,774      21,101,583 |      444,809        2.2 |     39.3      40.1
         Partnership          1,993,662       1,962,379 |      -31,283       -1.6 |      3.8       3.7
         Estates                 87,383           4,175 |      -83,208      -95.2 |      0.2       0.0
         Individual          29,791,966      28,646,823 |   -1,145,143       -3.8 |     56.6      54.5
         One Owner Corp          67,484               0 |      -67,484     -100.0 |      0.1       0.0
         Crew                         0         882,309 |      882,309        0.0 |      0.0       1.7
        ------------------------------------------------|-------------------------|------------------------
         Total               52,597,269      52,597,269 |            0        0.0 |
        ------------------------------------------------|-------------------------|------------------------
CG       Corporate           47,633,704      48,660,710 |    1,027,006        2.2 |     44.3      45.2
         Partnership          7,167,162       6,558,974 |     -608,188       -8.5 |      6.7       6.1
         Estates                465,865         115,456 |     -350,409      -75.2 |      0.4       0.1
         Individual          52,292,528      51,026,296 |   -1,266,232       -2.4 |     48.6      47.4
         One Owner Corp          76,051               0 |      -76,051     -100.0 |      0.1       0.0
         Crew                         0       1,273,874 |    1,273,874        0.0 |      0.0       1.2
        ------------------------------------------------|-------------------------|------------------------
         Total              107,635,310     107,635,310 |            0        0.0 |
        ------------------------------------------------|-------------------------|------------------------
                                                        |                         |
WG       Corporate           18,083,822      18,585,791 |      501,969        2.8 |     51.4      52.8
         Partnership          4,520,295       4,186,039 |     -334,256       -7.4 |     12.8      11.9
         Estates                 81,637          19,033 |      -62,604      -76.7 |      0.2       0.1
         Individual          12,510,834      12,377,692 |     -133,142       -1.1 |     35.5      35.2
         One Owner Corp             254               0 |         -254     -100.0 |      0.0       0.0
         Crew                         0          28,287 |       28,287        0.0 |      0.0       0.1
        ------------------------------------------------|-------------------------|------------------------
         Total               35,196,842      35,196,842 |            0        0.0 |
        ------------------------------------------------|-------------------------|------------------------
                                                        |                         |
AI       Corporate           18,054,788      17,930,935 |     -123,853       -0.7 |     60.5      60.0
         Partnership          5,046,808       4,617,974 |     -428,834       -8.5 |     16.9      15.5
         Estates                 15,641           8,652 |       -6,989      -44.7 |      0.1       0.0
         Individual           6,736,698       6,733,034 |       -3,664       -0.1 |     22.6      22.5
         One Owner Corp           9,394               0 |       -9,394     -100.0 |      0.0       0.0
         Crew                         0         572,734 |      572,734        0.0 |      0.0       1.9
        ------------------------------------------------|-------------------------|------------------------
         Total               29,863,329      29,863,329 |            0        0.0 |
        ------------------------------------------------|-------------------------|-------------------------
                                                        |                         |
BS       Corporate           11,045,471      11,364,947 |      319,476        2.9 |     62.8      64.6
         Partnership          1,944,515       1,873,121 |      -71,394       -3.7 |     11.0      10.6
         Estates                399,927         114,869 |     -285,058      -71.3 |      2.3       0.7
         Individual           4,208,889       4,147,076 |      -61,813       -1.5 |     23.9      23.6
         Crew                         0          98,789 |       98,789        0.0 |      0.0       0.6
          ----------------------------------------------|-------------------------|-------------------------
         Total               17,598,802      17,598,802 |            0        0.0 |    100.0     100.0
        ------------------------------------------------ ------------------------- -------------------------